As a general statement, the market for jumbo loans, those over the conforming loan limit set by the FHA for a particular market, are easier to get today than they have been in the past. This doesn't mean there aren't substantial qualification factors, but there are...
If you have a regular job and you aren’t in the habit of sticking to a bi-weekly or monthly budget, it may be normal for you to experience a shortage of money in between paychecks. When this occurs and you don’t have enough cash saved up to tide you over, instead of...
A 15 year fixed rate mortgage calculator is a very handy tool that can easily show a homeowner the pros and cons of refinancing from a 30 year fixed mortgage. It can also be helpful for a new home buyer who may be considering choosing a shorter mortgage term to cut...
One of the first obstacles that many first-time home buyers and home buyers with lower income face, is the challenge of trying to obtain a conventional home loan. These individuals typically do not have the necessary credit score of 620 or above, or they may not have...
Owning a car is a huge responsibility and one of the responsible actions that you must endure with is having insurance. There are several reasons why obtaining car insurance is of importance. One of the main reasons is it is the law. If you drive your vehicle without...